I believe..

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"Profession is an emotion; actually, it is a state of awareness, a way of being in the world, a way of seeing oneself and others."

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Changing food habits of India- Do we recognise this business opportunity ??

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Engel’s law is one of the most established law of economics Engel’s law of economics states that ‘Economic development involves an increase in national and per capita income and the consequent changes in the consumption pattern. A notable change in the pattern of consumption expenditure is expected due to change in per capita income. As the economy develops, the level of income of its people increases and they begin consuming larger quantity and superior quality products. This process though quite gradual brings about changes in the pattern of consumption over time. With the increasing incomes, accelerating urbanisation and improving value chains, the food consumption patterns in India have been dramatically altered in accordance to the Engel’s law. The Tenth Plan has emphasized the need for Nutrition Security with rapid increase in dietary diversification So with the increasing urbanisation in India, people would see more of vegetables and fruit consumption as compared to staple food ...
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T here is this concept of VUCA in the organizations, which means agility and adaptability to changes. In March 2020,while all the big and small organizations were preparing for the financial year closing in India, things changed at a very fast pace which could not be anticipated even a month earlier. This world is dealing with the VUCA in its own way. There are moments of crisis in the world which have the power to change the future. This is history being written. The world after Corona will never be the same. Imagine yourself at the coffee shop in September 2020. What will you be discussing then? Everyone will be having their own stories to tell. Stories of compassion and resilience. Stories of how the world was saved from this crisis called Corona.  The social distancing has become the new intermittent fasting being practiced in this age. We value our bonds more. The way the world is standing up together in solidarity with a constructive approach despite all kinds of restri...
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Where every minute is a risk!!!

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When we talk of microfinancial services it is always credit and savings. There is no doubt that strong demand for micro finance services in our country exist among the poor. There are around 150 million poor households present in our country whose average credit requirement is around Rs 20000. So we can see that a potential demand of Rs 300,000 crores ($ 60 billion) exist, out of which only 10% i.e. $6 billion have been covered by micro-credit agencies. While we can clearly observe the potential for microfinancial services across our country, reality on ground is that MFIs instead of venturing into unexplored market of actual poor and needy in the remote corners of the country, they are busy oversaturating an already saturated marketspace leading to a phenomena called the MF bubble (more or less similar to the housing bubble of US) due to overlending and multiple lending to the not so poor and needful. AP has become hub of Microfinance with every second MFI present there. Customers hav...
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